FINANCIAL ASSISTANCE TO MINORITIES UNDER DUKAN-MAKAN-AP

Introduction:
Dukan-Makan Scheme is intended to provide Pucca House with work place along with working capital for running own business.
The main idea of this scheme is to encourage the Minorities who own land / katcha house, but unable to start any economic activity for their livelihood due to lack of finance.

No of Beneficiaries to be assisted:
Under Dukan-Makan Scheme 1,000 Minority beneficiaries shall be benefited of which 500 from Urban and 500 from Rural areas with State Government Subsidy amounting to Rs. 818.00 lakhs during the year 2015-16.

Eligibility Criteria of Dukan-Makan Scheme :
a) Beneficiaries under the Dukan-Makan Scheme shall have the following Criteria:
b) Age of the beneficiaries in between 21-55 years
c) Annual Income of the Parent/ applicant should not exceed Rs. 2,00,000/- in Urban areas and Rs. 1,50,000/- in Rural areas.
d) Should have clear title deed of the land where building is proposed.
e) He should be already in some Economic activity did not avail benefit under any other housing programme on his/her name. www.apsmfc.com 2
f) Preference shall be given to:
I. Beneficiaries who are availing the economic support schemes for the first time.
II. Preference shall be given to women beneficiaries so as to cover a minimum of 33 1/3% of the total target for the district and mandal level.
g) Only one economic support scheme shall be granted per family (as defined in the ration card.)

TARGET:
The District wise targets will be allotted both in Rural and Urban areas on the basis of Minority population and targets in each district will be reallocated for each Municipality and Mandal depending on Minority Population.

SELECTION:
a) The total targeted beneficiaries for the districts shall be sub divided among Mandals/ municipalities in proportion to the Minorities population of the respective districts.
b) The selection of beneficiaries shall be done at the Mandal/ municipalities level by a screening-cum-selection committee.
c) The composition of the screening-cum-selection committee shall be as follows:

I. Nodal Officer from the Welfare Finance Corporations nominated by the District Collector.
II. Managers of all participating Banks in the Scheme of the Mandal.
III. Representative of DRDA/DOWUA
IV. MPDO/Municipal Commissioner (Municipality) /Zonal Commissioner (in case of Municipal Corporation) – Convener.
V. Divisional /Asst. Executive Engineer from Housing Corporation.
DOCUMENTATION:

a) The Executive Director should complete Loan agreement Bond duly affixing Rs.10/- adhesive stamp before forwarding the proceedings to Head Office for release of Subsidy through Online.

b) Subsidy for the beneficiaries shall be administered through the online system.
GROUNDING & FOLLOWUP ACTION:

a) On receipt of Certificate of completion of House from Housing Corporation, with in 10 days the Executive Officer, APSMFC shall visit the House, obtain a photograph along with beneficiary and ED, upload the photograph and certificate of completion of House issued by Housing Corporation in OBMMS.

b) After release of working Capital along with subsidy by the Banker for Dukan, with in 10 days the ED, APSMFC shall visit the shop take a photograph of shop along with beneficiary and ED, upload the photograph with utilisation certificate issued by the banker in OBBMS through ED’s login.